How much subsidy can I get for a 3 kW rooftop solar system in Uttar Pradesh?

Up to ₹1,08,000 in total: ₹78,000 from the Centre under PM Surya Ghar (₹30,000 per kW for the first 2 kW and ₹18,000 for the third) plus ₹30,000 from the UP state top-up (₹15,000 per kW, capped at ₹30,000).

Is there more subsidy for a 5 kW or 10 kW system?

No. The central subsidy is capped at ₹78,000 for any system of 3 kW or more, and the UP top-up at ₹30,000. You can install a larger system, but the extra capacity is not subsidised.

Who pays the subsidy and where does it go?

After your system is installed, inspected and commissioned, you raise the subsidy request on the national PM Surya Ghar portal and the subsidy is credited directly to your bank account.

Can I take a loan for the rest of the cost?

Yes. Public sector banks offer a standard PM Surya Ghar loan of up to ₹2 lakh with no PAN or income proof needed, and up to ₹6 lakh with income documents. Terms are on the portal's Financing Options page.

When does the scheme close?

The national portal states that the scheme closes on 31 March 2027. Applications need to be completed well before then.

PM Surya Ghar · Subsidy

PM Surya Ghar Subsidy in Uttar Pradesh

A home in Uttar Pradesh can get up to ₹1,08,000 towards rooftop solar: up to ₹78,000 from the Centre under PM Surya Ghar: Muft Bijli Yojana plus up to ₹30,000 from the state. Here is exactly how the amount is worked out.

Check My Subsidy

Subsidy by system size

The central subsidy is paid per kW up to 3 kW, and the UP top-up per kW up to 2 kW. Both are fixed amounts, not a percentage of your cost.

System size	Central (PM Surya Ghar)	UP state top-up	Total
1 kW	₹30,000	₹15,000	₹45,000
2 kW	₹60,000	₹30,000	₹90,000
3 kW and above	₹78,000	₹30,000	₹1,08,000

Central: ₹30,000 per kW for the first 2 kW, ₹18,000 for the third kW, capped at ₹78,000. UP state: ₹15,000 per kW, capped at ₹30,000 per consumer.

Which size suits your home?

The national portal suggests a plant size from your average monthly electricity consumption:

Average monthly consumption	Suitable plant size	Total subsidy in UP
0–150 units	1–2 kW	₹45,000 – ₹90,000
150–300 units	2–3 kW	₹90,000 – ₹1,08,000
Above 300 units	Above 3 kW	₹1,08,000

Your roof area and shade also decide what fits. We confirm the right size at the site survey.

Housing societies and RWAs

Group housing societies and resident welfare associations can get ₹18,000 per kW for rooftop solar serving common facilities, including EV charging, up to 500 kW (calculated at 3 kW per house, and including any plants residents have installed individually).

Loans for the balance

Public sector banks offer a standard PM Surya Ghar loan product. The main terms published on the national portal:

	Loan up to ₹2 lakh	Loan above ₹2 lakh (up to ₹6 lakh)
Your contribution	Minimum 10% of project cost	Minimum 20% of project cost
Interest	RBI repo rate + 0.50% (6.00% p.a. as listed)	Linked to the bank’s home-loan rate
Tenure	Up to 120 months, 6-month moratorium	Up to 120 months, 6-month moratorium
Income proof / PAN	Not required	Required (minimum ₹3 lakh net annual income)
Processing fee	Zero	Zero

The loan is disbursed to the vendor in two instalments. Rates can change; check the current terms with your bank.

How the subsidy reaches you

The subsidy is not deducted from the price you pay. You pay for the system, and once it is installed, inspected and commissioned by your DISCOM, you redeem the subsidy on the national portal and it is credited to your bank account. The step-by-step application process shows who does what. The national portal lists the scheme as closing on 31 March 2027.

Sources · Last updated 23 September 2026

Scheme rules can change by government notification. We review this page when they do; always confirm the current position on the official portals.